I have no credit card with me any more. The last one that I used for emergency was also terminated a few days ago.
It’s good that I just have to concentrate on paying off credit card debt. No more new debt from now on. This also means that I must use cash on everything, even on a pack of biscuits or a best buy cap.
What if I run out of cash when there is an emergency? Well, leave it to God. He will take care of it.
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No Credit Card Means No More New Debt