Millions of people are facing incredible amounts of debt, and are looking for relief. For some, paying off their debt is a seemingly insurmountable feat. Many are faced with difficult choices; even more do not understand what options may be available to them. Certainly, debt consolidation and bankruptcy are worth considering, and understanding the difference between the two could mean salvaging a credit rating or destroying it.

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Is a Debt Consolidation Service Different From Filing Bankruptcy?