Companies that specialize in debt consolidation can often be aggressive in their attempts to get you to consider their programs. That is not a bad thing if you are considering consolidating your debt. Different companies offer different loans with different terms and interest rates in an effort to compete for your business.
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What Do You Do When Debt Consolidation Companies Contact You?
Are you having not enough money to pay off credit card debt? Well, I guess you can increase your income or restructure your credit card debt into one repayment.
In my case, I started with increasing my income first. A few weeks ago, I applied for a debt management program to restructure my credit card debt into one repayment. The application is still in progress.
As for my car loan and home mortgage installments, I am trying to request for lower monthly repayment or longer repayment period.
Finding mortgage quotes online is so easy. I have already checked out some mortgage quotes.
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Increase Income Or Restructure Credit Card Debt Into One Repayment
My blogging pal and her hubby will turn full time internet marketers soon. They have had enough of their business that requires their full time and efforts.
I know her hubby is good at online option trading. Maybe this is one of the reasons they decided to turn full time internet marketers.
I am not good at statistics and numbers, therefore option trading is not my cup of tea for the time being. I had better put in more time and efforts on my affiliate niche blogs and stores.
Honestly, it’s not easy to build up affiliate niche blogs. I have to write articles myself. I know there is article wizard software that helps generate articles in a few minutes. Of course, I also know there are PLR articles that I can alter a bit and submit to article directories.
I don’t use any article wizard software or PLR articles simply because I have time to write my own articles. If I am very very busy, then I will consider buying them to save me time.
Besides managing my affiliate blogs and stores, I still have time writing micro sd product reviews. So there is no excuse for me to buy the article generating software.
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Put In More Time & Efforts On Affiliate Niche Blogs & Stores
It’s a relief that I no longer have $60,000 credit card debts. I have paid down my debts from $63,809 to $41,331.
I am looking for ways to earn more cash online to pay down the credit card debts to $38,000 in this year. Besides setting up more niche blogs and affiliate stores selling ellipticals, mortgages, credit cards, clothing, accessories and lots more, I am waiting for the approval of a debt management plan which requires 3 months to process the application. I pray and pray that God approves of my debt management plan application.
If it’s approved, my monthly credit card repayments will drop from more than $1,500 to only $310. The interest rate will be from the existing 18% to only 9%.
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Earn Cash Online To Pay Off Credit Card Debts Fast
Hubby and I just came back from the city. We went to visit my uncle who is fighting for his life in the hospital. Though the doctor says there is nothing he could do, every family member still has high hope that God is healing my uncle.
Seeing my uncle turning from a healthy man to a weak patient who needs Morphine injection 4 times a day makes every family member feel sad and helpless. We don’t know what else we can do. My uncle can’t eat solid food. He can only drink milk and water.
To make matters worse, he throws up a few times a day. Yesterday he started losing his voice. Dear God, I am praying that you give my uncle a miracle.
I really didn’t have mood to go shopping for some patio furniture covers when I was invited by my buddy this morning.
Continued here:
A Credit-Card-Debt Mama Prays For God?s Help
