To Save Money During Credit Crisis & Recession, Buy Used Books & Magazines

To save money on books and magazines, I love buying used Amazon books and magazines.

No, I don’t buy new books or magazines anymore. I buy used books and magazines that cost much much cheaper, 50%, 60%, 70% off the new price. Money saved can be used to reduce credit card debt fast.

I wonder if people can still afford a few subscriptions of magazines during credit crisis and recession. Can you?

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To Save Money During Credit Crisis & Recession, Buy Used Books & Magazines

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Wait For 2 More Weeks For The Debt Management Program

My blogging pal has gone back to her home country this weekend. I wonder when she will be back. Hopefully, I will see her again on Monday.

I hope to see her because it’s time for me to send my commissions from selling security systems online to her and she banks in cash to me. This time the money is needed urgently to pay my car loan installment.

I still have to wait for two more weeks before I know the outcome of the debt management program application.

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Wait For 2 More Weeks For The Debt Management Program

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No Credit Card Means No More New Debt

I have no credit card with me any more. The last one that I used for emergency was also terminated a few days ago.

It’s good that I just have to concentrate on paying off credit card debt. No more new debt from now on. This also means that I must use cash on everything, even on a pack of biscuits or a best buy cap.

What if I run out of cash when there is an emergency? Well, leave it to God. He will take care of it.

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No Credit Card Means No More New Debt

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Able To Pay Overdue Credit Card Payments

Thanks to a blogging pal that I was able to pay my overdue credit card payments today. My PayPal money that was supposed to arrive in my debit card on the 17th or 18th is nowhere to be seen until today. It is still not in my debit card yet.

I was worried the same incident would happen, so I asked my blogging pal for a favor. I sent her my PayPal money and she was kind to bank in cash into my savings account.

Luckily, she transferred the money online. If she had to go to the bank to bank in the money, I would have felt bad about it. I hate troubling people.

I am relieved to have made payments for some long overdue payments. If not, I will have no mood to do my search on keylogger stuffs or write my credit card debt updates.

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Able To Pay Overdue Credit Card Payments

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Still Paying The Interest Rate Charges For The Modern Sofa Bought With The Cash Back Visa Card

I think I should address myself as $40,000 credit card debt woman instead of $60,000 credit card debt woman to motivate myself a bit.

Sometimes it’s kind of depressing to see that I am still paying for the modern sofa that I bought with my cash back visa card last year.

Though the cash back visa card was destroyed last year, the amount owed is still here.

Thinking of the 18% interest rate fee charged on the remaining outstanding balance month after month just makes me feel down.

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Still Paying The Interest Rate Charges For The Modern Sofa Bought With The Cash Back Visa Card

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